At AFMS Group, we make property ownership in Sydney more accessible. As your trusted finance and mortgage broker in Sydney, our award-winning team is here to simplify your mortgage journey. We’ll guide you through the entire process, from start to finish.
Whether you’re buying your first home or expanding your investment portfolio, we have the expertise and local knowledge to help. We prioritise responsiveness and fast turnaround times to get you on the right path as quickly as we can.
Best of all, our services come with no fees. Start achieving your financial goals and building long-term wealth through property. Get in touch with our team today.
AFMS Group is a financial brokering firm which provides recommendations on a full range of finance products.
THE AFMS ADVANTAGE
We’ve earned multiple industry awards, including being named a Top 10 Broker in Australia by Mortgage Professional Australia in 2025. We’re rated 5 stars from over 480+ Google Reviews.
In Sydney’s market, a slow approval can cost you the property. We submit applications quickly and chase lenders so you don’t have to.
Every client works directly with our principal, Andrew Hadjidemetri — not a junior handed your file. Andrew’s been ranked in Australia’s top 10 and brings that experience to every deal.
Sydney’s property market moves differently to the rest of Australia. We know the suburbs, the lender appetite for different postcodes, and the borrowing strategies that work here.
Available 8am–8pm on weekdays and by appointment on weekends. We work around your schedule, not the other way around.
Get a free CoreLogic Property Report with accurate valuations, comparable sales, and suburb-level insights — so you can buy with confidence.
Planning to purchase your first home or an investment property? Utilise our online calculators to forecast your realistic maintenance costs so you can make an educated decision. Contact us for a personalised consultation!
HOW DOES IT WORK?
We begin by understanding your goals and aspirations during a detailed consultation. This step helps us identify the best solutions tailored to achieving your objectives.
We research your options across 30+ lenders and build a strategy around your situation — not a one-size-fits-all recommendation.
We present three tailored options with a clear recommendation, so you can compare and choose with confidence.
We prepare and submit your application, handling all the paperwork and lender communication.
Your loan is formally approved and you can move forward with certainty.
After settlement, we stay in touch with regular check-ins to make sure your loan still works for you as rates and circumstances change.
There are a range of grants and schemes available for first-home buyers in NSW. These schemes are complex, with frequent changes. Our team does the research to help you stay ahead and understand what’s coming next.
We’ll help you make the most of first-home buyer schemes — from government grants to lenders mortgage insurance savings — making it as easy as possible for you to enter the market. For a better understanding of first-home buyer grants and schemes on offer, check out our first-home buyer cheatsheet for Sydney.
FULLY LICENSED & ACCREDITED
We are proud to be a member of the Mortgage and Finance Association of Australia and licensed by the Australian Securities and Investment Commission. Rest assured that we have the know-how to help you on your property-buying journey.
Some advantages of working with accredited mortgage brokers include:
READ THROUGH OUR MOST
Australian Financial and Mortgage Solutions offers comprehensive financial services to clients across Sydney. This includes:
Our Sydney-based team of experts works to find the right mortgage solution tailored to your specific financial circumstances and purchase price range.
At AFMS, we’ve streamlined the mortgage process for Sydney homebuyers into six simple steps:
We’ll take care of paperwork and negotiations so you can enjoy a smooth and stress-free buying journey.
Relying on your current bank for home loan advice comes with some drawbacks. We compare options across the Sydney market to secure better rates and terms than what’s typically available through a single bank.
Working with us provides you with access to numerous lenders and loan products that you might not find on your own. Plus, our service comes at no cost to Sydney residents. We’re paid by the lender you choose.
To improve your mortgage approval chances in Sydney’s competitive property market, focus on:
For the best chances of mortgage approval, you need advice that’s tailored to your situation. When you work with us, our Sydney-based team will provide personalised insights on strengthening your application.
At AFMS, we pride ourselves on providing personalised service to Sydney homebuyers and investors with a focus on long-term financial health. Our Sydney brokers take the time to understand your unique circumstances and future goals. We provide tailored solutions you might not find with other brokers.
We also maintain relationships with our Sydney clients after your loan is settled. We offer ongoing support and regular check-ins to ensure your mortgage continues to meet your changing needs.
The timeline depends on the lender and your individual circumstances, but on average:
To ensure you stay on top of this fast-paced process, we provide fast turnarounds and guide you through every step. This ensures a smooth process to getting your dream home.
No, we don’t charge fees for our consultation with you. We make money based on commercial relationships with the lenders we work with.
We’re a Sydney-wide mortgage broker, helping clients from the Inner West to the Eastern Suburbs and the North Shore. We regularly work with buyers and investors in Parramatta, Randwick, Coogee, Chatswood and North Sydney – but we can assist wherever you’re based across Greater Sydney.
Yes — we provide CoreLogic Property Reports with property values, recent sales and profile data, and CoreLogic Suburb Reports with market trends, sales activity, and suburb insights.
THE AFMS BLOG
