PRE APPROVAL LOANS SERVICE
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Australian Financial & Mortgage Solutions can make house hunting easier by helping you with a pre-approval. Apply for a home loan pre-approval and know your upper borrowing limits. Why should you consider getting conditional approval? Know where you stand in terms of borrowing power. Make offers on the homes you like with confidence.
If you are searching for a loan pre-approval with a broker you can trust, contact us.
Pre-approval often called “conditional approval” or “approval in principle” is an excellent way to have a lender analyse your financial state and let you know how much you can safely borrow for your intended new home.
Getting pre-approval is not a time consuming endeavour. The benefits are numerous with the leading advantage being that it will give you a better understanding of your borrowing power. Pre-approval will help you work within a budget, know what the bank can lend you, and realtors will see how serious you are when making an offer on a property.
How long is the pre-approval valid for? In most cases, so long as your financial situation doesn’t change dramatically, the pre-approval is valid for up to 90 days and can be extended. In order to get started with a pre-approval application, there is a dossier you’re expected to furnish and submit. Get in touch with us for a full list of requirements.
WHY CHOOSE US?
Do you know that you can get pre-approval, conditional approval, and unconditional approval? What does this mean? If you don’t quite meet the full set of requirements you’re not automatically declined a home loan. Your case can be reviewed and certain conditions attached that will need to be met if you are to get a full pre-approval.
Whether you’re a citizen currently living in the country, an expat thinking of investing back home in Australia, or a permanent resident of Australia, we offer pre-approval so long as you meet the necessary requirements.
Looking to purchase a property within a year? Our pre-approval typically last 90 days provided that your financial situation remains the same. The pre-approval may also be extended so long as your monetary situation doesn’t change.
CLIENT TESTIMONIALS
John Barsoom23/01/2025Trustindex verifies that the original source of the review is Google. Amazing service & care! Thanks again Jordan! Omkar Dhamal20/01/2025Trustindex verifies that the original source of the review is Google. Would highly recommend Andrew. From day one until settlement all our needs were addressed, great timely communication and always reachable when we needed. Thank you Andrew for your service. Robert Mellino16/01/2025Trustindex verifies that the original source of the review is Google. Sasha Kos16/01/2025Trustindex verifies that the original source of the review is Google. Exceptional service from Andrew and his team! They got me a great refinancing offer in the matter of hours from our first contact! No issues, incredibly responsive and pleasant to deal with. I highly recommend Andrew and his team! kelly lin13/01/2025Trustindex verifies that the original source of the review is Google. Andrew was fantastic to work with! He guided me through the mortgage process with ease, kept me informed at every step, and found the best deal for my needs. His professionalism and expertise made the entire experience stress-free. I highly recommend him! Joey El Murr08/01/2025Trustindex verifies that the original source of the review is Google. Absolutely great Service and some of the best advice I have ever been given. Looking forward to continuing to work with the team at AFMS Peter Phillips27/12/2024Trustindex verifies that the original source of the review is Google. Peter Chieco27/12/2024Trustindex verifies that the original source of the review is Google. Paul Medulla26/12/2024Trustindex verifies that the original source of the review is Google. This is the third time I have used Andrew from Australian Financial & Mortgage Solutions. The dedication Andrew shows is incredible. He always has the clients best interest. Highly recommended. Emeil Bekhit26/12/2024Trustindex verifies that the original source of the review is Google. Andrew and his team did a fantastic job in helping me with refinancing my current loans. They are responsive and always happy to help with any questions I had! Highly recommended! Thanks Andrew and your team!Google rating score: 5.0 of 5, based on 339 reviewsVerified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more