Randwick’s property market can be tricky to navigate for both first home buyers and seasoned property investors. Thankfully, AFMS is here to offer advice and expertise as one of Randwick’s leading mortgage brokers.
Our principal, Andrew Hadjidemetri, and the award-winning AFMS team have been mortgage brokers in Randwick for over five years. If you’re looking to buy property in Randwick, AFMS can offer you tailored solutions and help secure your future. With flexible business hours and no brokerage fees, AFMS is the most trusted mortgage broker in Randwick.
AFMS Group is a financial brokering firm which provides recommendations on a full range of finance products.
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Andrew Hadjidemetri, Director of AFMS, has over a decade of experience in the banking and finance sector. He takes the time to sit down with clients and design tailored mortgage solutions that match their goals. Andrew’s expertise has been recognised nationally—he was named a finalist for the prestigious Australian Broking Awards in 2024 and was ranked a Top 10 Broker in Australia by Mortgage Professional Australia in 2025.
A quick loan application process can make all the difference in Randwick’s competitive property market. At AMFS, we’re dedicated to clear and responsive communication, giving us the edge in Randwick’s fast-paced and dynamic market.. We’ll help secure finance and give you the best chance to purchase the property you desire.
With its variety of homes and proximity to both beaches and the Sydney CBD, Randwick is uniquely placed as one of Australia’s most competitive property markets. The award-winning, expert team at AFMS is committed to helping clients achieve their home ownership goals in Randwick. We’ve loved servicing Randwick for the past five years, and can’t wait to share our passion with you.
AFMS is recognised as one of the best mortgage brokers in Australia, with multiple industry awards that recognise our commitment to excellence. We also have over 300 positive Google reviews from satisfied customers, so you can see for yourself the real, positive impact we have on people’s lives. Our industry recognition and positive customer reviews continually motivate us to make the great Australian dream of property ownership a reality for everyday Australians.
HOW DOES IT WORK?
We begin by understanding your goals and aspirations during a detailed consultation. This helps us identify the best solutions tailored to achieving your objectives, optimised for Randwick’s challenging property market.
Using insights from our consultation, we’ll research Randwick’s property market and create detailed and strategic finance solutions to help you achieve your home ownership goals in Randwick.
Based on our analysis, we present a recommendation along with three tailored options for you to choose from.
After selecting the ideal solution, we prepare and submit your application to the chosen lender on your behalf.
Once the lender approves your application, the loan is finalised, allowing you to move forward with confidence & certainty.
With your journey complete, we continue to support you through regular check-ins to ensure the solution remains the best suited.
If you are a first time homebuyer in Randwick, AFMS can give you a deep understanding of the government grants available to you, completely free of charge with zero brokerage fees.
The First Home Owners Grant (FHOG) is a $10,000 grant available to first home buyers in NSW purchasing newly-built homes or building their own home. It’s conditional on new homes being worth under $600,000, with vacant land being valued at or below $750,000.
The First Home Buyers Assistance Scheme (FHBAS) offers first-time buyers exemptions or reduced stamp duty rates. Properties must be valued up to $1 million for reduced rates, and at or below $800,000 for exemptions.
There are many other finance solutions available to first home buyers looking to save money. At AFMS, we’ll guide you through your mortgage journey from start to finish, and make sure first home buyers receive all the benefits and grants they qualify for.
If you’re looking to buy your first home or an investment property in Randwick, AFMS are the mortgage broker specialist you can count on. We have established positive relationships with Sydney’s lenders and our expert knowledge of Randwick’s competitive market can help secure your property. Our consultations are available by phone or Zoom, and we also offer appointments at our Sydney CBD office.
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AFMS Group’s mortgage broking services are free of charge. We make our money via commissions from banks and lenders themselves.
Yes. AFMS can help you access all the first-home buyer grants available in New South Wales, and make the process easy to understand.
We offer weekend appointments to clients, and also have extended operating hours from 8am-8pm during the week.
We highly recommend taking public transport for your visit to our office at Level 14, 5 Martin Place, Sydney, as parking in the city is extremely difficult and expensive.
The most direct route from Randwick is to catch the L3 Light Rail towards Circular Quay. Simply get off at the QVB or Town Hall stop, and it’s a short 5-minute walk to our building.
No – while we’re proud to be trusted mortgage brokers in Randwick, AFMS also works with clients across Sydney. Our team has strong experience in nearby suburbs such as Parramatta and Coogee, as well as many other parts of the city.
Wherever you’re based in Sydney, we provide the same professional service, tailored advice, and award-winning expertise to help you secure the right home loan.
Yes, our team can offer expert guidance for anybody looking to refinance their existing home loan. Our thorough understanding of the home loan market, combined with our access to dozens of lenders, means you’ll make the switch stress-free.
Your borrowing capacity is determined by your financial situation and ability to make repayments. Use our handy loan repayment calculator to see the loan amount that you can afford.
If you’re thinking about buying your first home or your next investment property in Randwick, call AFMS today. You’ll get a free, no-obligation 15-minute strategy call with our Randwick market experts. Stop scrolling online advice and speak with an experienced mortgage broker who understands your home ownership goals and finances. We’ll give you advice on your initial options when you take your first steps on the property ladder, for a stress-free home loan search.
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