The Top-Rated Mortgage Broker Parramatta – Award-Winning Service
Rated 5 Stars with 400+ Google Reviews
Making Homeownership in Parramatta Simple – Build Wealth With Our Expert Mortgage Guidance
Mapping out your property search in Parramatta’s booming market can be a maze, but your search for a home loan doesn’t have to be. With AFMS Group, your mortgage journey is simplified into clear, straightforward advice from local experts at every step. It’s this dedication to helping Australians buy with confidence that has led us to to be awarded Top 10 Mortgage Brokers in Australia Award in 2025 and over 400 5-Star customer reviews.
Whether you’re looking for your first home in Parramatta or expanding your Western Sydney portfolio, our personalised mortgage broker service can help you make smarter moves.
Our Mortgage Services for Parramatta Home Buyers & Investors
AFMS Group is a financial brokering firm which provides recommendations on a full range of finance products.
THE AFMS ADVANTAGE
Why Parramatta Residents
Choose Our Mortgage Broker Services
Director-Led Expertise in the Parramatta Market
Director Andrew Hadjidemetri provides strategic advice for every client at AFMS. As a top-ranked broker with over 10 years of extensive experience in the finance industry, Andrew's deep knowledge of the Parramatta property market gives our clients a mortgage-ready advantage.
Flexible Service Designed for Parramatta Residents
We understand that buying a property can be challenging to fit into a busy schedule, which is why we work to accommodate yours. Our Parramatta mortgage broker service is designed for convenience, offering a choice of phone, video call, or mobile consultation appointments at a time and place that suits our clients needs.
No Broker Fee. Just Award-Winning Advice.
Clients can access award-winning mortgage advice from one of Australia's Top 10 Mortgage Brokers in 2025 at absolutely no consultation cost. We are dedicated to helping Australians achieve their Parramatta property dreams with confidence.
Faster Approvals for the Competitive Parramatta Market
The Parramatta property market can be fast-paced and competitive. We provide all clients with a buyer's edge, backed by our dedication to high-level lender accreditations and super-fast turnarounds.
Access 30+ Lenders to Find the Right Loan for You
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What inspires me the most is the opportunity to help Australians achieve their financial goals through property ownership. Whether it’s guiding a first-time homebuyer through the process of purchasing their first home or assisting seasoned investors in expanding their portfolios, I find immense satisfaction in knowing that I’ve played a role in someone’s financial success.
Andrew Hadjidemetri,
AFMS Group Director (Accountants Daily Interview)
HOW DOES IT WORK?
We make the process simple for you.
Initial Consultation
We begin by understanding your goals and aspirations during a detailed consultation. This step helps us identify the best solutions tailored to achieving your objectives.
Research & Strategy
Using the insights from the consultation, we conduct in-depth research and create strategic finance solutions designed to help you reach your goals effectively.
Recommendation
Based on our analysis, we present a recommendation along with three tailored options for you to choose from.
Finance Submission
After selecting the ideal solution, we prepare and submit your application to the chosen lender on your behalf.
Formal Approval
Once the lender approves your application, the loan is finalised, allowing you to move forward with confidence & certainty.
Settlement & Monitor
With your journey complete, we continue to support you through regular check-ins to ensure the solution remains the best suited.
Sydney's Mortgage Experts, Servicing Parramatta & Surrounds
Our expertise in the wider Sydney area shapes our specialised service in the growing Parramatta property market. We combine a deep knowledge of the loan market with a wide range of lenders to bring the best home solutions to clients in Parramatta.
Our consultation is flexible and convenient. We can set up a phone call, zoom or mobile meeting in a place that suits you. Our Sydney CBD office is also conveniently located in Sydney CBD, just a direct 25-minute train ride from Parramatta Station.
READ THROUGH OUR MOST
Frequently Asked Questions
Is now a good time to buy property in Parramatta?
Parramatta has seen a huge growth in investment in infrastructure upgrades for new rail lines, offices and apartment blocks with competitive interest rates for home buyers. Whether it’s right for you will depend on your financial situation, property goals and lifestyle. Our local team with specialised expertise in Parramatta home loan solutions will be able to assess your circumstances and advise the best option for your financial goals.
How much does it cost to use your mortgage broker services?
AFMS Group mortgage brokers in Parramatta are free of charge for consultation. We make money from the commercial relationships we have with lenders.
Why should I use a mortgage broker instead of going directly to my bank?
A home loan will depend on the specific lender and will be different for first home buyers versus a seasoned investor with a property portfolio. However, on average, in Parramatta, the timeline is:
- Pre-approval: 1-3 days
- Formal approval: 2-4 days after submitting all required documents
Our team for Parramatta prioritise fast turnarounds by guiding you through each step of the process. We ensure that the path to your next front door is as smooth as possible.
How long does the entire home loan process usually take?
A home loan will depend on the specific lender and will be different for first home buyers versus a seasoned investor with a property portfolio. However, on average, in Parramatta, the timeline is:
- Pre-approval: 1-3 days
- Formal approval: 2-4 days after submitting all required documents
Our team for Parramatta prioritise fast turnarounds by guiding you through each step of the process. We ensure that the path to your next front door is as smooth as possible.
How much deposit do I need to buy a home in NSW?
Typically, a house deposit in New South Wales ranges between 5% and 20% of the property price. Some home loan lenders may impose their own deposit requirements, and first home buyers may be eligible for certain benefits which can reduce the deposit required.
A larger deposit can reduce your loan-to-value ratio and provide advantages such as competitive interest rates.
As an investor, what are the rental yields like in the Parramatta area?
Investing in a house in the Parramatta area could bring in $700 PW in rent with a 2.2% annual rental yield. Whereas a unit could rent for $630 PW with an annual rental yield of 5.8%.
What makes your service "director-led" and "award-winning"?
Our principal, Andrew Hadjidemetri, provides direct strategic advice to every client, making our service bespoke and personal. When you partner with AFMS Group, you speak to real people who understand your financial situation and property dreams. It’s this passion for one-on-one support that has led both Andrew and the AFMS Group to achieve a Top 10 Mortgage Broker in Australia award in 2025.
Let’s Talk – Book Your Free 15-Minute Mortgage Strategy Call
AFMS Group mortgage experts in Parramatta can help you buy with confidence with no broker consultation fee cost to you.
Whether you’re dipping your toes into home loan research or you’re ready to expand your property portfolio, you can get a free, no-obligation 15-minute strategy call with our Parramatta market experts. Swap the online searches and have a one-on-one conversation with a home loan expert who understands your goals and finances and can give you initial advice on your options.
Let us bring you clarity and peace of mind in your home loan search.
THE AFMS BLOG
