To make the switch to the laidback coastal lifestyle of Manly, you must first enter the rapid, competitive property market. The suburb is one of the most sought-after locations, where homes can move from listing to auction day with intense momentum.
Whether you’re looking for a sea-change, relaxing home or high-value investment, it’s essential to be pre-approved, knowledgeable and ready to act early. Our award-winning mortgage brokers in Manly are efficient, hands-on and financial experts, with all clients receiving strategic advice from our director, Andrew Hadjidemetri. With a promise of 4-hour response times, evening and weekend availability and a strong relationship with over 30 lenders, AFMS mortgage brokers can be the difference between winning and missing out.
It’s our dedication to helping Australians understand and win in Greater Sydney’s diverse market that has earned us the Top 10 Mortgage Brokers in Australia Award in 2025, as well as over 400 5-star customer reviews.
AFMS Group is a financial brokering firm which provides recommendations on a full range of finance products.
THE AFMS ADVANTAGE
With over 10 years of experience in the Greater Sydney finance industry, director Andrew Hadjidemetri provides direct strategic advice to every AFMS client. From complex deals to high-value loan structuring, Sydney's top-ranked broker can give you a competitive edge for a premium coastal property.
Manly moves fast, and sometimes the best properties are snapped up almost as soon as they hit the market. With our guaranteed 4-hour response time, flexible evening and weekend hours and fast pre-approvals, we can help you navigate with clarity, speed and strong financial backing.
Our partnerships with over 30 lenders give you access to premium-tier loan options for any circumstance. We can guide you through the whole process, negotiate rates and recommend the best borrowers for your financial goals, setting you up to steer the fast-paced, auction-heavy Manly market.
From wealth-building investments and smart refinance solutions to supporting excited first home buyers, our local expertise gives you clear, long-term strategies for every stage. With an AFMS mortgage broker and no broker fees, you get tactical auction advice, expert private sale insights and complex lending strategies.
Fast action for the fast-paced Manly market
“This commitment to responsiveness is something that sets me apart in an industry where clients often feel left in the dark. By ensuring that my clients are always kept in the loop, I build trust and foster strong, lasting relationships. My goal is to provide a seamless and stress-free experience, and being highly responsive is a key component of achieving that.”
Andrew Hadjidemetri,
AFMS Group Director (Accountants Daily Interview)
Jordan Coelho is a Senior Credit Adviser at Australian Financial & Mortgage Solutions and a trusted partner to founder Andrew Hadjidemetri. Supporting clients across Manly and the Northern Beaches, he provides tailored lending advice that helps borrowers navigate complex credit policies and lender requirements with ease. Known for his attention to detail and strategic mindset, Jordan supports clients through every step of the lending process — ensuring clarity, confidence, and successful outcomes. His deep industry knowledge and commitment to client success make him a valued part of the AFMS team, with local insight that helps clients secure the right lending solutions for Manly’s competitive property landscape.
Andrew Hadjidemetri is the founder of AFMS Group and a multi-award-winning mortgage broker with over 12 years of experience in the finance industry. With strong expertise supporting buyers and investors across Manly and the Northern Beaches, Andrew has helped hundreds of Australians achieve their property and financial goals. Known for his integrity, responsiveness and deep lending expertise, Andrew provides direct, personalised advice to every client. Having built his own successful investment property portfolio, he brings practical, first-hand experience to each strategy session. Today, he manages over $700 million in home loans and leads a trusted team committed to transparency, fast approvals and long-term wealth creation — with a strong understanding of the local market and what it takes to settle smoothly in Manly.
Nicholas has over a decade of experience in the mortgage and finance industry and draws on that knowledge for every client’s case. Supporting clients in Manly and across the Northern Beaches, he takes the time to understand your unique needs and circumstances, delivering personalised strategies that support immediate and future financial goals. He’s MFAA-accredited, an AFCA and AFG member, and makes the finance process transparent, seamless and stress-free for each of his clients. Beyond our extended hours during the week, AFMS is also available for select weekend consultations. For more information, contact us.
We bring a wealth of property and financial expertise to the Manly suburb, led by director Andrew Hadjidemetri, who has over 10 years of experience. With a strong relationship with over 30 home lenders and rapid response times and approvals, we give home buyers the confidence and leverage to win in the Manly market. Our commitment to understanding the intricacies of the Australian properties and providing a personalised service earned us the Top 10 Mortgage Brokers in Australia Award in 2025.
The Manly market is rapid and competitive, which is why our consultations are fast, flexible and convenient, with zero broker fees. No need to take time out of your day for an office meeting, we can set up a phone call, Zoom or mobile meeting in a place that suits you. Our Sydney CBD office is also conveniently located just a 14-minute walk from Circular Quay, so you can easily get to our office on the Manly ferry if you wish.
HOW DOES IT WORK?
In our first consultation, we’ll understand your goals and aspirations for buying in the Coogee property market. This helps us find the best solutions tailored to achieving your Coogee property goals.
Using insights from our first consultation, we’ll conduct in-depth research into the Coogee market and create strategic finance solutions based on reaching your goals effectively.
Based on our analysis, we present a recommendation along with three tailored options for you to choose from.
After selecting the ideal solution, we prepare and submit your application to the chosen lender on your behalf.
Once the lender approves your application, the loan is finalised, allowing you to move forward with confidence & certainty.
With your journey complete, we continue to support you through regular check-ins to ensure the solution remains the best suited.
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Back your property search with strategic advice, fast approvals and access to exclusive home loan options. You can book a free, no-obligation 15-minute strategy call with our Manly professional mortgage brokers at a time that suits you, whether that’s evenings, weekends, in-person or on Zoom. Make smarter moves and enjoy the whole experience with a top-rated mortgage broker on your side.
READ THROUGH OUR MOST
Yes, we have extended hours between 8am and 8pm midweek and can arrange weekend appointments for clients. We understand how fast-paced the Manly property market is, so we work to fit your home loan search.
We believe customer service is built on one simple yet powerful principle: responsiveness. We guarantee that all client inquiries are acknowledged within 4 hours.
AFMS Group mortgage brokers in Manly are free of charge for consultation. We make money from the commercial relationships we have with lenders.
Whilst you don’t need pre-approval before you begin your house search in Manly, we highly recommend starting this process so you can act quickly. Manly is highly sought-after, and houses can go from listed to sold in almost no time. To ensure you don’t miss out on a property you love, get pre-approved before you begin inspecting properties. Luckily, with our fast approval rates, you can begin your search for your dream home with clarity on your borrowing capacity.
Auctions make up a significant part of property sales in Manly, NSW and the wider Northern Beaches region has a 62% clearance rate for auctions in September 2025. Property supplies are tight in Manly, but those that come on the market are mostly sold in auction, private sales or off-market.
Yes, we can guide you through all the home loan options, the best interest rates and the benefits of long or short-term refinancing. Whether you need to switch lenders or access funds for home renovations, our partnerships with over 30 lenders can give you access to deals not on the open market.
Manly house prices grew rapidly during COVID, between 2019 and 2021, as many homeowners sought out the Northern Beaches coastal lifestyle. Since 2021, house prices have steadied, but overall, in five years, Manly houses have seen a total median value increase of around 46%.
AFMS combines both local expertise with wider Sydney home loan experience to provide a strategic advantage for Manly property hunters. Pair this with a director-led approach, and all of our clients receive top-down advice and direct expertise from our award-winning director, Andrew Hadjidemetri, to compete in the competitive Manly market.
