When you’re taking the first steps to buy your first home or next investment property, AFMS may be the support you need to get over the line, with our intimate knowledge of Coogee’s market and zero mortgage broker fees.
We’re led by our award-winning director Andrew Hadjidemetri, and bring over five years of mortgage brokering experience to the Coogee area.
With no service fees and catering to first home buyers and property investors alike, we’ll help you navigate Coogee’s competitive property market and secure your dream home. Contact us today, and take the first steps to build your wealth through property.
CLIENT TESTIMONIALS
AFMS Group is a financial brokering firm which provides recommendations on a full range of finance products.
THE AFMS ADVANTAGE
Our principal Andrew Hadjidemetri brings his experience and industry recognition to provide ongoing support for your home buying journey. He was a finalist for Broker of the Year - Productivity at the 2024 Australian Mortgage Awards, and was named a Top 10 Broker in Australia by Mortgage Professional Australia in 2025. Andrew’s expert guidance will help you find the best home loan deal.
To buy a property in the ultra-competitive area of Coogee, you need to be fast. We at AFMS can give you that extra edge to reach your Coogee property goals more easily and quickly with our smooth processes. Responsiveness is one of our core principles, and you can expect prompt communication from us to help secure your home loan. We work closely with lenders, ensuring borrowers like you get the best loan products.
Coogee is one of Australia’s most competitive property markets. Its coastal charm is in high demand, putting upward pressure on prices. At AFMS, we’ll determine your borrowing capacity and guide you through lender requirements in Coogee. We’ll look at your goals and finances, create a strategy for approaching lenders, and make sure you’re across the full range of incentives and loan options available to you.
We’re confident in our expertise, and a look at our customer reviews will show you why. You’ll read about what it’s like to have a reliable and hassle free experience when you have AFMS as your mortgage broker. We operate on weekends and have extended operating hours during the week, so we’re responsive to your needs and the ever-changing Coogee market.
Our founder and director, Andrew Hadjidemetri, has over a decade of experience in the finance industry. He has a Bachelor of Commerce from Macquarie University, alongside a Diploma and Certificates from Kaplan Professional. Additionally, Andrew has his own investment property portfolio and draws on both personal and professional experience to advise clients. Expertise and passion for property underpin everything the AFMS team does, so expect the very best advice to help you make informed decisions about your property future.
Coogee’s coastal locale, premium prices and competitive buying environment bring both challenges and opportunities for seasoned property investors. While higher prices mean larger deposits and stricter lending criteria, the much sought-after Coogee lifestyle can also bring strong investor returns.
Our award-winning expertise will make balancing your financial and lifestyle goals easy, helping you secure a loan for the Coogee home you have your heart set on.
HOW DOES IT WORK?
In our first consultation, we’ll understand your goals and aspirations for buying in the Coogee property market. This helps us find the best solutions tailored to achieving your Coogee property goals.
Using insights from our first consultation, we’ll conduct in-depth research into the Coogee market and create strategic finance solutions based on reaching your goals effectively.
Based on our analysis, we present a recommendation along with three tailored options for you to choose from.
After selecting the ideal solution, we prepare and submit your application to the chosen lender on your behalf.
Once the lender approves your application, the loan is finalised, allowing you to move forward with confidence & certainty.
With your journey complete, we continue to support you through regular check-ins to ensure the solution remains the best suited.
If you’re looking to buy property in Coogee, AFMS is the right mortgage broker for you. Our expertise is so extensive that we also service the wider Eastern Suburbs area, including North and South Coogee. We also take clients from the broader Sydney region, with our easily accessible office in the Sydney CBD.
FULLY LICENSED & ACCREDITED
Whether you want to buy your first home or investment property, AFMS is your best choice for mortgage broker services in Coogee. Our consultations are free and flexible, with meetings available via phone, video call and in-person. You’ll get advice from our principal, Andrew, as well as the wider AFMS team of expert mortgage brokers. Call us today, and take the first steps to achieving your dream of property ownership in Coogee.
If you’re a first home buyer looking for a home in Coogee, AFMS will give you a clear understanding of all the government grants and initiatives available. We’ll assist you through the application process for the First Home Buyers Assistance Scheme, First Home Owners Grant, First Home Super Saver Scheme and other incentives available in New South Wales (such as stamp duty concessions and lender’s mortgage insurance savings). After speaking with us, you’ll have a thorough knowledge of all these incentives, so you won’t miss out on any applicable benefits. Best of all, we charge zero brokerage fees for our services.
READ THROUGH OUR MOST
It will cost you nothing to work with AMFS. We earn our money from lenders via upfront payments and commissions, so you’ll never have to pay us anything.
We’ll recommend lenders after we have consulted with you to identify your goals and aspirations for property ownership, and how they align with your financial position. We then conduct tailored research based on your situation and the Coogee market, before making our recommendations to you.
Yes, we do. AFMS operates from 8am-8pm during the week, and we’re also available for weekend appointments.
Yes, AFMS can help you refinance your current home loan, potentially saving you years in interest payments. Our expertise in the Coogee property market and strong relationships with lenders mean you’ll make the switch with confidence.
Alongside Coogee, we service clients in Parramatta, Randwick and other parts of the greater Sydney area.
The amount you can borrow is dependent on your borrowing capacity. We can gauge your borrowing capacity by taking into account your current spending and living expenses (rent/housing, bills, etc). Use our handy home loan calculator to get an estimate on your loan amount and potential loan repayments.
We’re different from other mortgage brokers in Sydney because we offer expert advice from top to bottom. Our principal and founder, Andrew Hadjidemetri, will assist you during each step of your property journey, alongside the broader AFMS team.
THE AFMS BLOG
