AFMS are trusted mortgage broker specialists helping Chatswood buyers secure their property goals. With fast approvals, extended consultation hours and director-level strategy, we make the finance process simple and stress-free. Backed by over a decade of experience in the Chatswood market and a network of 40+ lenders, our team is dedicated to finding the best mortgage deal for you.
AFMS Group is a financial brokering firm which provides recommendations on a full range of finance products.
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Every AFMS client receives guidance directly from our principal, Andrew Hadjidemetri, who brings over 12 years of finance and mortgage experience. Andrew specialises in complex scenarios common to North Shore buyers and creates finance strategies that work across changing lender policies.
Chatswood properties sell fast, and you need a fast approval to get your dream property. That’s why AFMS has same-day document preparation and proactive lender follow-ups. We’ll provide clear, realistic approval timelines that align with Chatswood’s fast-moving auction and private treaty market.
With its proximity to the city and transport links, fast-paced auctions and quality housing stock, Chatswood is one of the most competitive property markets on the North Shore. AFMS helps you navigate these conditions with borrowing strategies and pre-approval timing tailored to your needs.
Whether you’re a first home buyer, upgrader, investor or refinancer, AFMS can develop a tailored pathway to getting the best mortgage deal for you. We’ll go over the various grants and lenders’ mortgage insurance strategies for first-home buyers, as well as bridging and portability for upgraders. Additionally, for those seeking investment property loans, we can develop solutions for offsets and structuring. We can also advise on cashback and rate negotiations for those looking to refinance their home.
We know how much people love investing in property in Chatswood, and how fast-paced those weekend auctions and private sales can be when even the smallest of apartments hits the market. With our connections to 40+ local lenders, and award-winning, director-level advice, you’ll navigate the North Shore’s complex property market with ease, and secure the home of your dreams. We’ll make sure you have all the information about NSW’s first home buyer schemes, all with zero service fees.
Jordan Coelho is a Senior Credit Adviser at Australian Financial & Mortgage Solutions and a trusted partner to founder Andrew Hadjidemetri. Based in Chatswood, he provides tailored lending advice to clients across Sydney’s North Shore, helping them navigate complex credit policies and lender requirements with ease. Known for his attention to detail and strategic mindset, Jordan supports clients through every step of the lending process — ensuring clarity, confidence, and successful outcomes. His deep industry knowledge and commitment to client success make him an integral part of the AFMS Chatswood team.
Andrew Hadjidemetri is the founder of AFMS Group and a multi-award-winning mortgage broker with over 12 years of experience in the finance industry. Based in Chatswood, he’s helped hundreds of Australians across Sydney’s North Shore and beyond achieve their property and financial goals. Known for his integrity, responsiveness and deep lending expertise, Andrew provides direct, personalised advice to every client. Having built his own successful investment property portfolio, he brings practical, first-hand experience to each strategy session. Today, he manages over $700 million in home loans and leads a trusted team committed to transparency, fast approvals and long-term wealth creation.
Nicholas has over a decade of experience in the mortgage and finance industry and draws on that accumulated knowledge for every client’s case. He’ll take the time to understand your unique needs and circumstances, and is committed to delivering personalised strategies that support immediate and future financial goals. He’s MFAA-accredited, an AFCA and AFG member, and makes the finance process transparent, seamless and stress-free for each of his clients. Beyond our extended hours during the week. AFMS is also available for select weekend consultations. For more information, contact us.
AFMS has been supporting clients across Sydney for years, and is a particularly strong mortgage broker in Chatswood thanks to over a decade of local experience in the market. With our city-spanning approach, you can take advantage of our specialised strategies that will help you secure the best deal to get the Chatswood property of your dreams. Whether you’re an investor, first home buyer, or even looking into refinancing your home loan, you’ll get the best of both worlds: deep, local knowledge of the Chatswood market, with Sydney-wide reach.
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Mortgage brokers have access to a broader panel of lenders and can often secure more competitive rates and flexible products than most banks directly offer. AFMS can provide ongoing support and help you obtain a mortgage with favourable terms for your situation.
Timing varies depending on lender processing speeds and your documentation. With AFMS’s strong lender relationships, most clients receive pre-approval faster than going through traditional channels. AFMS’s brokers have strong relationships with multiple lenders, making the pre-approval process as swift as possible.
As part of your loan application, you’ll need to provide different types of documents that prove your income, assets and expenses, as well as the property contract. You may also be required to submit other documents that may apply to your situation (such as divorce papers to assess liabilities).
Yes, we can. AFMS will help you navigate all the schemes available to you and prepare you for applications.
No – while we’re proud to be trusted mortgage brokers in Chatswood, AFMS Group also works with clients right across Sydney. Our team has extensive experience helping homeowners in nearby areas such as Parramatta, Coogee, and Randwick, as well as many other parts of the city.
Wherever you’re based in Sydney, we provide the same professional service, tailored lending advice, and award-winning expertise to help you secure the right home loan.
Yes, we can. AFMS will look at your individual finances and circumstances, and craft an actionable strategy to help you obtain a home loan.
With its top-rated schools, vibrant shopping precinct and excellent transport links, Chatswood attracts professionals and families alike. AFMS can help both first home buyers and savvy investors break into Chatswood’s ultra-competitive market. We’ll guide you on the area’s deposit expectation, as well as the typical loan value ratio for the area and the best mortgage products for you.
Lenders in Chatswood often apply nuanced policies that can affect borrowing capacity and approval likelihood. Bonus income (i.e. any income on top of your regular salary/wage), foreign income and credit score requirements can all impact your borrowing capacity and likelihood of your mortgage application’s success. AFMS takes these factors into account when developing your strategy, and can help you understand associated rates and fees, as well as access package discounts.
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